Credit Identity Theft

Credit Identity Theft Attorney in Anaheim

Helping Fullerton, Brea, La Habra & the Surrounding Areas Safeguard Their Finances

Credit identity theft can leave you feeling defenseless and overwhelmed. Whether you’re facing unauthorized charges, fraudulent accounts, or harm to your credit score, taking swift action is critical to protect your financial future. At Law Office of Andrew S. Cho, we focus on helping victims of identity theft reclaim their financial security and peace of mind.

Led by Attorney Andrew S. Cho, with over 27 years of legal experience and a deep commitment to serving Anaheim and surrounding communities, our team fights tirelessly on behalf of our clients. 

From the moment you reach out, you’ll feel the difference. We dive into every detail—contacting credit bureaus, challenging fraudulent accounts, and pushing back against creditors. We uncover the full story so your credit report reflects you, not someone pretending to be you.

Call (714) 384-7633 or complete our online form to schedule your free consultation with an Anaheim identity theft attorney ready to leave no stone unturned.

How Credit Identity Theft Happens—and What We Do First

Credit identity theft can take many forms—from stolen credit cards and fraudulent loans to mixed files where someone else's credit history appears in yours. Each case is unique, but one thing is always clear: you deserve clarity and protection.

Here’s how we tackle it:

  • Pinpoint unauthorized charges or accounts
  • Investigate opening dates, balances, and creditor notices
  • Work with credit bureaus to flag and block fraudulent entries
  • Negotiate with creditors to remove false balances and freeze harmful activity
  • File disputes and, if needed, pursue compensation under the FCRA

We know every moment you wait is another moment the thief can damage your credit—and your future. Our job is to move fast, thoughtfully, and tirelessly in your defense.

  • “Highly Recommend”
    “We would like to thank the attorney and office manager Eunice Peak for their kind and attentive assistance.”
    Eric
  • “Truly Grateful”
    “I am truly grateful to the lawyer and Eunice who understood my anxious feelings about bankruptcy in my difficult situation and helped me achieve a good result.”
    Minhee L.
  • “Kindness, Honesty, and Competency”
    “With my legal matter now resolved, I will always be thankful for Andrew and Eunice's guidance, professionalism, competence and empathy.”
    Richard K.
  • “Great to Work With”
    “Made the whole process easy and great to work with.”
    Alan
  • “Thank You”
    “I'm truly grateful for successfully handling my difficult case.”
    Ken
  • “Helped Our Family”
    “Helped our family through difficult times, grateful for their service.”
    Sean W.
  • “Highly Recommend”
    “I worked with Andrew and Eunice for my bankruptcy case, and they went above and beyond in securing my assets, helping me understand all of my options, and clearly outlining what to expect.”
    Angela S.
  • “Truly Cares”
    “He is not only the best lawyer but also very generous and kind, he made me feel like he was my older brother.”
    Kevin C.

Signs You May Be a Victim

Many people only discover identity theft when bad things happen—declined transactions, calls from collections, and hidden debts. 

If any of these sound familiar, it’s time to take action:

  • Unauthorized credit card or loan charges
  • Receiving account statements for accounts you never opened
  • Letters from debt collectors over debts you don’t recognize
  • Calls about credit you didn’t apply for
  • A sudden drop in your credit score with no explanation

If you see any of these signs or simply feel uneasy when reviewing your credit, don’t wait. We can help you confirm what’s happening and build a case to restore your credit and peace of mind.

Why Legal Help Makes a Difference

The consequences of credit identity theft can be far-reaching, affecting your credit score, financial stability, and emotional well-being. Seeking legal assistance can provide critical support during this stressful time. 

Here’s how working with an experienced credit identity theft attorney can benefit you:

  • Comprehensive investigations – We thoroughly review your case, ensuring no fraudulent activity is overlooked and building a strong foundation for your claim. 
  • Effective credit dispute handling – Legal expertise can help challenge inaccuracies on your credit report and demand corrections from credit bureaus. 
  • Relief from emotional stress – With an attorney handling the complexities, you can focus on rebuilding your life while we manage the details. 
  • Accountability for responsible parties – Whether negotiating with creditors or pursuing legal action, we make sure those who are liable are held accountable for the damage done. 
  • Future protection – We provide guidance on safeguarding against future identity theft, such as monitoring services and legal rights under consumer protection laws.

You deserve to feel safe, respected, and in control again. At Law Office of Andrew S. Cho, we treat your case with the urgency and respect it requires.

Call our Anaheim office at (714) 384-7633 or complete our secure online form to schedule your free consultation with an identity theft attorney in Anaheim and the surrounding area. Consultations can be virtual for your convenience.

Let’s Take the First Step Together
We’ll guide you through the process with honesty and care.